• Personal Banking
  • Commercial Banking

Letters of Credit

At FirstBank we offer our client two types of letters of credit: either for import or export.


Homeowner Assistance Program

The Virgin Islands, Puerto Rico, the United States, and the rest of the world are experiencing the worst financial crisis since the Great Depression. This reality has seriously affected the ordinary citizen´s budget, who presently struggles to responsibly pay their debts. Maybe you are one of these people.

FirstBank understands and is attentive to this reality. Our wish is to lend you a helping hand to look for a solution that allows you to continue paying your mortgage and keep your property.

We are pleased to inform you that you could qualify to participate in FirstBank´s new mortgage modification program, which will allow you to reduce considerably the amount of your monthly payment. Each case is different and our officials must evaluate it upon satisfying the minimum eligibility requirements such as:

  • The mortgaged property must be your main residence
  • You must have an income that allows you to pay the new modified (reduced) monthly payment.

To apply for this Program, you must submit to us, as soon as possible, the following (herein enclosed) documents:

  • A family budget worksheet
  • An updated information form (Word | PDF)
  • A credit report authorization sheet (Word | PDF)
  • Evidence of your monthly gross income (copy of your pay stub, copy of your income tax return, and any other income evidence, if applicable).
  • Copies of water, electric power or phone bills of your residence
  • A letter detailing the reason or cause for the arrears.

You must submit us these documents in any of the following ways:

  • Via fax to 340-775-5361
  • Deliver them personally to:

    FirstBank Operations
    Al Cohen Plaza - Bldg #1
    Raphune Hill
    St. Thomas, VI 00802

    Business Hours:
    Monday thru Friday from 8:00AM to 5:00PM

  • Documents can be sent via the contact´s email address:
    St. Thomas/St. John: Eloise Maynard (340) 693-1775 or Caroline Dominique (340) 693-1719

    St. Croix: Lynn Kent (340) 713-4418

For more information you can contact us at 340-693-1712 or 340-693-1727.

Take advantage today of this solution that FirstBank is offering you.

Applications and Forms:


SBA Patriot Express Loan

The SBA Patriot Express loan program is designed to provide easy access to all eligible use of funds for veterans and members of the military community willing to establish or expand small businesses.


SBA Express Loan

The SBAExpress loan program is designed to provide easy access to all eligible use of funds through a 50% SBA backed financing for loans and lines of credit up to $350,000.


SBA Export Express Loan

The SBA Export Express program provides exporters a streamlined method to obtain SBA backed financing for loans and lines of credit up to $250,000.

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