Personal installment loans with flexible terms are available for any legal consumer purpose. Subject to credit approval.
Loans are available in amounts from $2,000 to $15,000. Qualified FirstBank clients may borrow up to $25,000.
Competitive fixed interest rates
No collateral is required.
Loan decisions on most applications are made within 24 hours (applies to USVI).
Available to permanent USVI and BVI residents, 18 years and older.
Application Procedures:
Apply by mail, in person at any FirstBank Branch location, online or by phone: Submit completed Consumer Credit application along with your income verification.
Employed applicants must submit two most recent month’s pay stubs.
Self-employed applicants must provide latest two years fiscal history and signed and dated current financial statements (within 90 days of application date).
Applicant needs to provide verification of residence (utility bill, lease agreement, vehicle registration, etc.)
Loan By Phone or Online Applications
Apply today by calling (340) 776-LOAN. Call anytime between 8 am and 5 pm, Monday through Friday.
Loan by Phone is available to USVI applicants only, must be 18 years and older.
Or download an application online [Word | Adobe PDF] and email to