Commercial certificates of deposit (CD) from FirstBank are intelligent investments which allow you to maximize the power of the revenue generated by your business.

The CD is a deposit account with a fixed term duration during which you earn attractive interests and can use it as collateral to guarantee a personal loan.

• Competitive interest rates.
• Liberty of choosing, at the opening of the account, when and how you want the interest to be paid:

• According to the type of certificate and its respective expiration date, you can choose that the interests be paid monthly, quarterly, biannually, annually or at expiration.
• Payments can be made by sending a check or credits to your account.

• Access to the account information can be done through our FirstLine Customer Center.
• If you have a PowerOne checking account, the balance on your CD is considered part of the total daily balance needed to be maintained to avoid monthly service charges

Important terms and charges¹

• This product is for one or more individuals under the name of a business, special society, club, association, church or corporation.
• Any withdrawals from the principal amount or any cancellation done before the expiration date will be subject to penalties.
• Minimum initial deposit: $1,000².
• Terms from 7 days to 5 years².

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Member FDIC

(1) The complete terms and conditions for the account can be found in the account disclosure document provided at the opening of the account. (2) FirstBank reserves the right to negotiate the minimum deposit amount and the term at the moment of opening of the account.